Warning: Late repayment can cause you serious money problems. For help, go to  moneyhelper.org.uk

We are an authorized credit broker and not a lender. We may receive a commission from the Lender.

Borrow up to £5000*Quickly & Easily - Apply now!

  • We don't charge brokerage fees
  • Your details are secure
  • Instant decision with no paperwork
  • We could help you if you have bad credit
Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable).

It’s Super Easy - Apply Now

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed) . Representative APR: 79.5% (variable).
  • We don't charge brokerage fees
  • Your details are secure
  • Instant decision with no paperwork
  • We could help you if you have bad credit

Get a loan of up to £5000 We help over 2000 people a day!

We’ve all been in situations where we’ve been short on cash or need money but can’t borrow from our bank. When you need money fast, it can be very time consuming comparing and applying with all the lenders out there. We search over 20 lenders in just a few minutes, saving you time. You can apply for a short term loan between £100 and £5,000; 24 hours a day, 365 days a year.

  • Fast Descisions

  • Easy To Apply

  • Bad Credit? No problem!

  • 256 Bit Secure

  • No Hidden Fees!

How does it work?Can I really borrow up to £5000 today?

1Simple online application

Apply online for up to £5000 using our short online form. Simply select the amount you want to borrow, the term of the loan, and get started with the process.

2Get an instant decision

Apply online for up to £5000 using our short online form. Simply select the amount you want to borrow, the term of the loan, and get started with the process.

3Get your cash the same day

Once matched with a lender and you are happy with their terms, you could receive your funds the same day*

We help over 2000 people a day!Find out why our customers love us

Frequently Asked QuestionsStill unsure? We’ll answers your questions here

How does Simplefinance work?

Simplefinance is a broker, not a lender, and works with an exclusive range of lenders in return for a commission fee. We don’t directly offer loans. We allow customers to access our network of UK short term and installment lenders through our online form. We match customers with lenders in our network.

How much can I borrow?

You could borrow between £100 and £5000.

What different types of loans do your lenders offer?

There are a variety of loans available for consumers. It’s important to understand the differences between them to see which one best suits your individual needs. Guarantor loans include an additional person on the loan, such as a friend or family member, who agree to repay the loan should the borrower miss a payment. Short term loans are small (usually under £1,000), no-collateral cash advances that are backed by future income. Personal unsecured loans are loans that are not secured against your assets, meaning they don’t require any form of collateral. Instalment loans can range up to several months and payments are spread out over the term of the loan.

How long does it take to apply and receive funds?

The online application takes a few minutes to complete. SimpleFinance will not conduct a credit search its run your application through our network of lenders in an attempt to match you with a qualified lender. This process takes minutes. If your application is accepted, you will be forwarded to the lender’s completion page so that you can sign for your loan electronically.

How will I receive my funds?

Your funds will be transferred electronically into your bank account via electronic transfer.

If approved for a loan by an independent third party lender, how quickly could I receive it?

In most cases, if you are accepted by a lender, the transfer into your bank account could happen as early as the next business day. This will vary depending upon your lender as well as your financial institution. If you have additional questions regarding the transfer time, please contact your lender.

What are the eligibility criteria?

The eligibility criteria varies by lender. There are, however, standard criteria requirements that you will be expected to meet in order to apply. This includes the fact that you must be aged 18 years or older, live in the UK, have an active bank account into which you can receive direct debits and have a regular source of income.

Why do you require my personal information?

We require your personal information in order to present your application to our lenders so they can assist you by providing you a loan. Please refer to our Privacy Policy for more details about how we use your personal information..

Will you check my credit score?

SimpleFinance does not run any credit checks; however, we are a matching service and the lender we match you with may do so as part of the application process.

What is your Representative APR?

Our Representative 49.7% APR (variable). A Representative APR takes into account all charges associated with the loan, in addition to the interest rate.

What should I do if I have problems repaying?

If you have any issues repaying your loan, please contact your lender directly. They will be able to discuss repayment options with you. If you have more serious concerns about managing your money, you may contact Money Helper (www.moneyhelper.org.uk). Money Helper offers free advice to those who need to manage their money more effectively.

We’ll do the work so you don’t have to!

We’ll search over 30 lenders in just a few minutes and give you an instant online decision!

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